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National Golf Course Owners Association (NGCOA) Names Steele Benefit Services As Smart Buy Partner Charleston, S.C. (September 6, 2017) The National Golf Course Owners Association (NGCOA) has named Steele Benefit Services as a Smart Buy Partner. NGCOA members can now offer their employees access to Accident, Critical Illness, Cancer and Hospital benefit products at group…
Read MoreDon’t Just See the Forest through the Trees: Embrace the Entire Eco-System Written by Wes Steele May 4, 2017 A dive into career and life lessons we can draw from Steve Uzzell, a man who built his career and spent much of his life taking photographs for National Geographic. What can a National Geographic photographer…
Read MoreThe insurance industry is navigating higher compliance expectations and legal “hoops” now more than ever. This has led to an incredible burden for employers. Before looking at increasing personnel to keep up with regulations and employee expectations, you may want to consider implementing a benefit administration system. A benefit administration system offers a full range of…
Read MoreHave you been wondering when the IRS was going to assess the “Pay or Play” penalties outlined in the Affordable Care Act? 2016 was categorized as another good faith filing year, and you wouldn’t be alone if you were questioning where does this leave us for 2017. As we have all seen in the headlines,…
Read MoreIn October of 2011 the Cubs wrapped up a season finishing 20 games under .500 baseball. The team hasn’t played in the World Series since 1945 and hasn’t won it all since 1908. But on October 12, 2011 the Cubs hired Theo Epstein as President and Jed Hoyer as GM, and the organization began to…
Read MoreChallenge: Efficiently and accurately processing over 1200 paper enrollment forms, three times the workload of the previous annual open enrollment period without additional staff. Summary: A company of 400 employees holds open enrollment using paper forms. In the past, one company provided medical, dental and vision benefits, due to program changes there were now three…
Read MoreChallenge: A large retail chain with 5,000 employees in 300 locations across 28 states needed to make changes to their existing health plan offerings in order to meet budget demands. In making the changes, there would be higher deductibles in the new plan design. The company wanted to ensure the employees understood the new offerings…
Read MoreShould you offer group health coverage to employees? With the employer shared responsibility penalties for large employers now in place, employers must decide whether they will offer employer-sponsored health coverage that complies with the Affordable Care Act (ACA) or drop coverage and lose a valuable attraction and retention tool. Likewise, small employers may also be…
Read MoreUnfortunately, the trend of health costs rising faster than the rate of inflation is expected to continue. Several factors have contributed to climb in healthcare costs over the past decade, including the following: expansion of healthcare providers. New government regulations. Increased utilization in consumer demand. New medical technology. Medical cost inflation. Higher prescription drug costs.…
Read MoreHealth insurance terminology can be confusing. As a result, understanding your benefits and what you may owe out-of-pocket can be difficult. In order to make sure you are using coverage effectively, it is important to understand some key health insurance terms. You can purchase either group or individual health insurance. Group health insurance is typically…
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