Understanding Health Insurance Terminology

Health insurance terminology can be confusing. As a result, understanding your benefits and what you may owe out-of-pocket can be difficult. In order to make sure you are using coverage effectively, i...

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Road to Wellness

What is workplace wellness? Workplace wellness refers to the education and activities a company may sponsor in order to promote healthy lifestyles for their employees and their families paragraph ...

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What is a Qualified Life Event?

You should always elect benefits during open enrollment to ensure you get the coverage you need; however, once enrolled in health coverage like a cafeteria or section 125 plan, you are unable to chang...

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What is an HSA?

A health savings account (HSA) is a tax advantage savings account that can be used for your healthcare expenses. Money comes out of each paycheck and is deposited into the account for future use. I...

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Emergency Room or Urgent Care?

If you're faced with a sudden illness or injury, making an informed choice on where to seek medical care is crucial to your personal and financial well-being. Making the wrong choice can result in del...

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ACA Replacement Bill Withdrawn

​ Legislative Process Two separate bills that make up the American Health Care Act were released in response to a budget resolution passed by Congress on Jan. 13, 2017. The budget resolution is ...

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5 Ways to Cut Your Health Care Costs

With health care costs increasing for employees as well as employers, we thought it would be helpful to put together a list of ways we can all work together to control our costs as best as possible. S...

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Voluntary Products Provide Financial Safeguard for Employees

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Pennies Count

As the first paychecks in 2016 have been issued and the new benefits plan year has commenced, many HR folks are going to get calls from employees saying, “My payroll deduction isn’t right.” I wo...

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